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Patrima
Beta access

The crypto decision copilot.

Your wallets, exchanges and DeFi positions in one view. Risks measured, options compared. You decide.

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Private beta · Read-only · No card required

Your dataNet worth€248,350 Allocation3 pockets off targetCrypto40.8%Stable37.9%TradFi21.3%Projections12 months+57%+1.0%−23%As is+51%+1.7%−19%Rebalanced

See

One clear view of everything you hold.

Bring your wallets, exchange accounts and manually added assets together. See what you own, where it sits and how its value changes.

Portfolio value & history

Net worth

€248,350

+2.4% · 30d

Unrealized P&L

+€11,670

+8.2% · held assets

Stablecoin yield

6.5% APY

≈ €509 / mo

Change+€5,840

€248,350€242,510

Largest value changes · 7 days

Separate 7-day view, including deposits and withdrawals.

BTC · Kraken +€3,120·BTC · Wallet +€1,180·MSCI World -€640

Positions

6 positions · 3 accounts

Position & sourceValueWeight
BTCWallet€63,33025.5%
BTCKraken€38,00015.3%
USDCAave v3€55,60022.4%
sUSDeEthena€38,53015.5%
MSCI WorldETF · Manual entry€46,10018.6%
EURManual entry€6,7902.7%
Total portfolio€248,350100%

130+

DeFi protocols scanned for yield

  • Aave
  • Morpho
  • Pendle
  • Curve
  • Convex
  • Lido
  • Euler
  • Spark
  • Sky
  • Maker
  • Compound
  • Ethena
  • Maple
  • Yearn
  • Fluid
  • Venus
  • Radiant
  • Benqi
  • Frax
  • Instadapp
  • Resolv
  • Usual
  • Sommelier
  • Hyperliquid
  • Binance
  • Coinbase
  • Kraken

See · Copilot

Your portfolio, explained by AI.

Ask about your portfolio, understand a pool or review a strategy. AI puts the numbers in context, directly on the page you are viewing.

Optional AI. Your portfolio tools work without it.

Patrima copilot

Illustrative examples
Choose an example

You: What would a 30% drop in Bitcoin do to my portfolio?

Analyzing the context

Patrima · AI response

A 30% fall in Bitcoin would lower your net worth by €30,399 (12.2%), to €217,951. Crypto would drop from 40.8% to 32.5% of the portfolio, below your 35% target. Rebalancing toward your targets is one option; leaving the portfolio as it is, another.

Allocation today and after a 30% drop in Bitcoin
PocketTodayAfter the dropTarget
Crypto40.8%32.5%35%
Stable37.9%43.2%40%
TradFi21.3%24.3%25%

Based on your positions, current prices and your allocation targets. A scenario, not a forecast.

Aave v3 · USDC

Ethereum · Pool analysis

APY
4.6%
Pool quality
73/100

AI interpretation

A steadier yield profile

The narrow 90-day range suggests a more consistent yield stream in this example. The rate still depends on borrowing demand.

Watch for a sustained yield decline or shrinking pool liquidity.

ETH · RSI + trend

Backtest · Jan–Dec 2025

Total return
-0.8%
Max. drawdown
-21.9%

AI interpretation

Fewer entries, less exposure

The filters reduced simulated buys to 6, versus 12 for monthly DCA. Drawdown was smaller, but the return was lower. Cash left uninvested softened both gains and losses.

Explore the context

Context & assumptions

Bitcoin held
€101,330
Scenario
Bitcoin down 30%, other prices unchanged
Net worth today
€248,350
After the drop
€217,951
Yield history
90 days
Score measures
Pool quality

The quality score combines risk, yield, liquidity, stability, trend and prediction. The AI explains these signals and what could change the reading. This example uses illustrative pool data.

Starting capital
$6,000
Budget per buy
$500
Entry conditions
Days 1–5 · RSI (14) < 55 · Price > EMA (21)
Costs per buy
0.10% fees + 0.05% slippage
Same capital, same period
PlanTotal returnMax. drawdown
Monthly DCA+4.8%-39.3%
RSI + trend-0.8%-21.9%

The initial cash funds the purchases; no new contributions or selling. Fees and slippage included. Historical results, not a forecast.

AI, on your terms

When you use an AI feature, or when your daily briefing or a scheduled report is prepared, the portfolio context it needs is sent to the AI provider.

Included in every plan, within usage limits you can lower. You can switch AI off in Settings.

How it works

Your portfolio, in three steps.

  1. Bring your positions together

    Add a wallet, connect an exchange in read-only mode, or enter your other assets manually.

  2. Understand what you hold

    See your allocation, yields and risks together, with explanations grounded in your positions.

  3. Explore your options

    Compare scenarios and review possible adjustments. You decide what changes.

Wallets read on 11 chains

  • Ethereum
  • Arbitrum
  • Optimism
  • Base
  • Polygon
  • Avalanche
  • BNB Chain
  • zkSync
  • Linea
  • Scroll
  • Solana

Private beta · Read-only · No card required

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Decide · Allocation

Your strategy, made visible.

Set your targets and see how a rebalancing plan changes your allocation. The decision stays yours.

  • Targets by category and sub-pocket, in percent or value
  • Drift tracked over time, with tolerances you set
  • Positions grouped by role, manually or with rules

Allocation

Crypto 40.8%

Rebalancing preview

€14,408
Crypto
Stable+€5,210
TradFi+€9,198

Illustrative plan. You stay in control.

Decide · Stable Yield

Yields compared and scored, nothing executed.

Compare yields and risk, explore allocations, then see what rebalancing would change for your portfolio.

Compare pools beyond the headline yield

Pools

900+ pools · 130+ protocols · 6 chains

PoolAPYScore
5.2%75
6.1%74
4.6%73
8.4%68
9.2%55

Pool quality score

Sky · sUSDSTop score

75/ 100

5.6%4.9%

APY · last 90 days

View score breakdown
  • Risk24 / 25
  • APY vs median7.9 / 25
  • TVL15 / 15
  • Stability14.4 / 15
  • Trend5.2 / 10
  • Prediction8.3 / 10

Conditions for a top score6 / 6

  • Passed: Score ≥ 75
  • Passed: TVL ≥ $10M
  • Passed: Rewards ≤ 50% of APY
  • Passed: Peg tier 1 or 2
  • Passed: Not volatile
  • Passed: LP pools: 7-day volume ≥ 0.5% of TVL

One objective, three allocations

Target APY6.5%

≈ €495 / mo on €94,130

Pro

Concentrated

6.6%APY

≈ €500 / mo

4 positions

Balanced

6.6%APY

≈ €500 / mo

8 positions

Diversified

6.5%APY

≈ €495 / mo

13 positions

Capital by risk levellowmediumhigh

Explore allocation details
Choose an allocation to explore

Diversification spreads exposure across more positions. It does not mean that each pool carries less risk.

Concentrated allocation

4 positions · €94,130

Portfolio score
65 / 100
Limit per position
30%
  • USDCMorpho · Base€28,23930.0%
  • USDCMorpho · Ethereum€13,58214.4%
  • USDTFluid · Arbitrum€28,23930.0%
  • sfrxUSDFrax · Ethereum€24,07025.6%
Balanced allocation

8 positions · €94,130

Portfolio score
70 / 100
Limit per position
15%
  • USDCMorpho · Base€14,12015.0%
  • sUSDSSky · Ethereum€5,5625.9%
  • USDCMorpho · Ethereum€14,12015.0%
  • USDTFluid · Arbitrum€14,12015.0%
  • USDCFluid · Ethereum€14,12015.0%
  • sfrxUSDFrax · Ethereum€14,12015.0%
  • syrupUSDCMaple · Ethereum€14,12015.0%
  • crvUSDConvex · Ethereum€3,8514.1%
Diversified allocation

13 positions · €94,130

Portfolio score
76 / 100
Limit per position
8%
  • USDCMorpho · Base€7,5308.0%
  • sUSDSSky · Ethereum€7,5308.0%
  • USDCSpark · Ethereum€7,5308.0%
  • USDCMorpho · Ethereum€7,5308.0%
  • USDSSpark · Ethereum€7,5308.0%
  • USDCAave v3 · Ethereum€4,7725.1%
  • USDCBenqi · Avalanche€7,5308.0%
  • USDCFluid · Ethereum€7,5308.0%
  • USDTFluid · Arbitrum€7,5308.0%
  • sfrxUSDFrax · Ethereum€7,5308.0%
  • syrupUSDCMaple · Ethereum€7,5308.0%
  • crvUSDConvex · Ethereum€7,5308.0%
  • RLPResolv · Ethereum€6,5236.9%

Illustrative pool-only allocations. Monthly equivalents are estimates.

From your positions to a concrete plan

Rebalancing plan

Concentrated · Illustrative plan · never executed

Estimated APY

Portfolio score

Proposed withdrawals

Proposed allocation

  • USDCAave v3−€55,600
  • sUSDeEthena−€38,530
  • USDCMorpho+€28,239
  • USDTFluid+€28,239
  • sfrxUSDFrax+€24,070
  • USDCMorpho+€13,582
Positions
2 → 4
Protocols
2 → 3
Chains
1 → 3
View plan details
Position balances
PositionCurrentWith plan
USDCAave v3€55,600€0
sUSDeEthena€38,530€0
USDCMorpho€0€28,239
USDCMorpho€0€13,582
USDTFluid€0€28,239
sfrxUSDFrax€0€24,070
Portfolio score
  • Pool quality70% of the score71 / 100
  • Diversification30% of the score52 / 100

Gold marker: current · Bar: with plan

How the score is calculated
Capital spread
17.7 / 40
Protocols
15.5 / 35
Chains
18.8 / 25

Concentration index (Herfindahl-Hirschman): the more evenly the capital is split between positions, the more points.

Explore advanced strategies

Optional strategies

Premium

USDC on Aave v3 · 1.8x

Estimated net APY

5.7%

After borrowing costs

Supplying, borrowing against the collateral, then supplying again raises the exposure.

Borrowing increases exposure to rate changes and liquidation risk.

Explore the strategy

Steps

  1. USDC supplied on Aave v3 at 4.6%

  2. USDC borrowed at 3.2% against the deposit

  3. Re-supplied, looped up to 1.8x exposure

Rate shocks

Net APY
  • Today5.7%
  • Borrow rate +2 percentage points4.1%
  • Borrow rate +5 percentage points1.7%
  • Supply APY −20%4.1%
  • Borrow at 90-day high4.4%
Strategy score
82 / 100
Break-even borrow rate
10.4%
Health factor
1.80

Decide · Rule-based plans

Your rules. Tested against history.

Build an accumulation or trading plan, define its conditions, and explore how it would have behaved. Patrima tracks the signals. You decide what happens next.

  • Combine schedules, RSI, moving averages and other conditions
  • Exposure limits that keep the plan within your boundaries
  • Historical simulations with fees and slippage included

ETH · Two ways to plan

Same capital. Different rules.

Choose an example plan

$500 / monthly window

Days 1–5 each monthBuy and hold

$500 / monthly window

Days 1–5 each monthRSI (14) < 55Price > EMA (21)
ETH price · USDJan–Dec 2025

Plan results

Starting capital: $6,000

Return on total capital
+4.8%
Max. drawdown
-39.3%
Simulated buys
12
Return on total capital
-0.8%
Max. drawdown
-21.9%
Simulated buys
6

Historical simulation. Fees included. No orders placed.

View plan rules

Monthly DCA

A recurring purchase in each monthly window. Unused capital stays in cash.

Example check · Jun 3, 2025

  • Days 1–5 each monthMet

RSI + trend

The monthly window, RSI and trend conditions must all be met. Otherwise, the budget stays in cash.

Example check · Jun 3, 2025

  • Days 1–5 each monthMet
  • RSI (14) < 55Waiting
  • Price > EMA (21)Met
Starting capital
$6,000
Fee per purchase
0.1%
Slippage per purchase
0.05%

Buys simulated at the next daily close. No sales or additional contributions.

Nothing is executed. Every plan stays a proposal with its numbers, and leaving things as they are remains an option.

Private beta · Read-only · No card required

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Anticipate · Projections

Can your portfolio support your plans?

Explore how your portfolio could evolve, compare scenarios and test the income or withdrawals it could support.

Monthly income goal

€1,500 /mo

By

2031

Example: €94,130 invested, €2,000/mo added.

39%

of simulations meet the income goal in 2031

€1,405/mo

median monthly income in 2031

Base: 39% of simulations meet the €1,500 monthly income goal in 2031. Median monthly income: €1,405.

Explore assumptions & simulations

Inside this scenario

Base
Starting yield capital
€94,130
Monthly contribution
€2,000 /mo
Income reinvested
100%
Scenario yield assumption
6.5%

Same capital and monthly additions. Only the assumed yield changes; rates fluctuate around it.

Reading the projection

300 Monte Carlo paths
Median projection
Half the simulated incomes are above this line, half below.
Simulated range
The middle 80% of simulated incomes at each date (P10–P90).
Goal · €1,500
Share of simulations reaching the income goal at the 2031 horizon.

Illustrative estimates. No withdrawals, borrowing or taxes are modeled.

Follow · Between two visits

What changed, and whether it matters.

Track portfolio changes, follow your thresholds, and get a briefing grounded in your positions.

Portfolio update

Demo portfolio

Value change · 30 days

+€5,840

+2.4%

Net worth €248,350

Allocation to review

Crypto40.8%
Target 35%+5.8 percentage points

Your briefing

Your portfolio value is up 2.4% over 30 days. Crypto represents 40.8% of the total, above your chosen 34%–36% range.

Explore this alert
Your chosen range
34%–36%
Gap to target
+5.8 percentage points

Allocation alerts appear in the app. Email is reserved for critical alerts.

The market, through your positions

Example topics · source documents

Market snapshot · illustrative

Fear & Greed
62/ 100
FearGreed
BTC dominance
57%

Share of total crypto market value

More market indicators
BTC perpetual funding · 8 hours
+0.010%
US spot BTC ETF net flows · 7 days
+420 M USD

Portfolio reports, on demand or on a schedule.

Our commitments

Your assets. Your data. Your decisions.

  • Read-only by design

    Connect in read-only mode or add positions manually. Patrima never holds your assets or executes transactions.

  • You make the decisions

    Explore scenarios and understand trade-offs. Patrima provides information, not investment advice.

  • No pressure to act

    You choose your alert thresholds. Reviewing your options can also mean leaving things unchanged.

  • No ads. No data sales.

    Patrima is funded by subscriptions. Your portfolio data is never sold to advertisers.

Infrastructure and optional AI features use service providers.

Privacy & data handling

Private beta

Explore Patrima during the private beta.

All available features included. No payment required. Choose your plan when subscriptions open.

Request beta access

Access by invitation · No card required

The three planned offers

Free

See

See your portfolio clearly.

€0free plan

Your portfolio essentials

  • Up to 5 connected sources, unlimited manual entries
  • Holdings, allocation and core alerts
  • AI chat and briefing included

Pro

Recommended

Compare options before you decide.

Pricing at launch

Everything in Free, plus

  • Unlimited connected sources
  • Rebalancing and yield allocations
  • Backtests, stress tests and projections

Premium

Go deeper

Go deeper with advanced analysis and monitoring.

Pricing at launch

Everything in Pro, plus

  • Advanced leveraged-strategy analysis
  • Scheduled portfolio reports
  • The highest AI usage allowance
See the full plan comparison

Every feature, plan by plan, including what is still planned, on the pricing page.

FAQ

Fair questions, direct answers.

Connections, privacy and getting started.

Explore the documentation
Can Patrima move my funds?

No. Patrima reads public wallet addresses, asks for read-only exchange API keys and only uses read operations. It cannot sign transactions or move your assets. Your funds stay in your wallets and accounts.

What data does Patrima store, and how is it protected?

Patrima stores your positions, balances and read-only connection details. Exchange API keys are encrypted at rest, and your account data is kept separate from other users’ data. Your data is not sold or used for advertising.

What does the AI see, and can I turn it off?

Only the portfolio context a feature needs is sent to the model provider: when you use an AI feature, and for the daily briefing and any reports you schedule. If you turn AI off in Settings, nothing is sent, and the analysis and simulation tools keep working. The privacy policy explains how this data is handled.

Which assets and accounts can I track?

Track crypto wallets and supported DeFi positions, and connect Binance, Coinbase or Kraken in read-only mode. You can also add stocks, ETFs and cash manually alongside your crypto holdings. The documentation lists the supported networks and integrations.

Can I use Patrima without connecting accounts?

Yes. Add your positions manually, with unlimited manual sources on every plan. They feed the same analysis tools as connected sources. You update the quantities yourself; supported assets still follow market prices. Manual and connected sources can be used together.

How much does it cost?

Nothing is billed during the private beta and no payment card is required. Testers can explore the available features across Free, Pro and Premium. Paid prices will be announced before subscriptions open; the Pricing page compares what each plan includes.

How do I get access during the private beta?

Complete the access request form. We will email you an invitation when your access is ready. Create your account with the same email address you used for the request, including if you sign in with Google or GitHub.

Can I disconnect my accounts at any time?

Yes. You can disconnect a wallet or exchange in Patrima and revoke its API key on the exchange. Your assets stay where they are: Patrima never holds or transfers them.

See your portfolio more clearly.

Request an invitation to explore Patrima with your own portfolio. We’ll email you when your access is ready.

Request beta access

Private beta · Read-only · No card required