Glossary

Your Patrima account is your access to the app. A tracked account represents a wallet, an exchange or manually entered positions. Your portfolio brings those accounts together. A pocket groups positions within an allocation domain under a shared target.

A subscription plan means Free, Pro or Premium. An investment plan sets your targets; a trading plan defines a strategy; a rebalancing plan proposes adjustments.

APY is an annualised rate that includes compounding under the investment’s assumptions. APR is an annual rate without that effect. A displayed rate can change; it does not guarantee future income. Patrima’s realized rate annualises observed gains using a simple calculation; see its limits in Yield and lending.

Productive capital is the value deployed in yield positions. Realized yield measures gains observed since the recorded deposit. It is not necessarily a net dollar profit: fees, debt and changes in the asset’s price can affect the economic result.

Collateral is the asset pledged to secure a loan. The health factor (HF) measures the margin before liquidation, using collateral value, debt and the liquidation threshold. At or below 1, a position can be liquidated under the protocol’s rules. A high HF does not remove other risks.

DCA spreads purchases over time. A backtest applies strategy rules to historical data to observe a simulated result. In Patrima, these tools prepare and analyse a plan; they do not place orders. Simulated past results do not predict future performance.

A pool brings funds together in an investment or protocol. Its TVL (total value locked) indicates the capital deployed there. Higher TVL can help compare pool size; it guarantees neither safety nor immediate access to your funds.

A stablecoin aims to track a reference value, often one US dollar. A depeg is a departure from that reference. “Stable” guarantees neither the price nor redemption at par.

TWR measures portfolio growth while neutralising the effect of the deposits and withdrawals accounted for. It depends on the quality of available flows and snapshots. Drawdown measures the decline from a previous peak; a 10% drawdown means the value is 10% below that peak.

A rate falling from 8% to 6% drops by 2 percentage points, or 25% relative to the original rate. One basis point is 0.01 percentage points: 100 basis points equal 1 percentage point. These units are not interchangeable in alert thresholds.

Slippage is the difference between the expected and actual execution price. Fees are the costs charged for the operation. A simulator’s assumptions may differ from the conditions you obtain on your platform.