The application

Settings and profile

The sections of Settings, what each default does, and what the Profile page shows.

On this page

Use Settings to manage your access, display preferences, alert thresholds and AI. The table below helps you find the right setting.

Section	What you set there
Account	Change your email address or your password; the current password is required for both.
Subscription	Your plan, its renewal or end date, and the billing portal.
General	Date format, language, theme (light, dark or system).
Portfolio	Core assets (bitcoin and ether by default), grouping of holdings, hiding of dust. Display only: these never change a calculation.
Risk thresholds	Health factor warning and critical thresholds (2.5 and 1.3 by default), drawdown warning and critical percentages (5% and 10%).
Yield parameters	How old a rate can be before it is considered stale when comparing opportunities: 7 days by default.
Notifications	Channels, alert types, thresholds for drift, yield drop and yield target, the test notification.
AI	Enable AI, choose the mode and analysis level, adjust usage limits and choose whether to keep chat history.
Investment profile	Your experience, horizon and goals as answered in the questionnaire. Changing them can produce a new suggested allocation, applied only if you accept it.
Data & privacy	Export your data as a single file, delete your account.

Account
What you set there
Change your email address or your password; the current password is required for both.
Subscription
What you set there
Your plan, its renewal or end date, and the billing portal.
General
What you set there
Date format, language, theme (light, dark or system).
Portfolio
What you set there
Core assets (bitcoin and ether by default), grouping of holdings, hiding of dust. Display only: these never change a calculation.
Risk thresholds
What you set there
Health factor warning and critical thresholds (2.5 and 1.3 by default), drawdown warning and critical percentages (5% and 10%).
Yield parameters
What you set there
How old a rate can be before it is considered stale when comparing opportunities: 7 days by default.
Notifications
What you set there
Channels, alert types, thresholds for drift, yield drop and yield target, the test notification.
AI
What you set there
Enable AI, choose the mode and analysis level, adjust usage limits and choose whether to keep chat history.
Investment profile
What you set there
Your experience, horizon and goals as answered in the questionnaire. Changing them can produce a new suggested allocation, applied only if you accept it.
Data & privacy
What you set there
Export your data as a single file, delete your account.

Display and calculations

Grouping and hiding small positions simplify lists without removing those positions from portfolio calculations. Note that yield and lending CSV exports respect the small-position filter.

Profile

The Profile page is a summary: your identity, with your name and the state of your email address; your data footprint, with the number of connected sources (manual accounts excluded), tracked positions and distinct assets; then one line for your plan and one for your investor profile, each with its current value and a link to the section of Settings that changes it. Your name is edited there; everything else is changed from Settings.

Language, theme and dates

The interface exists in English and French. Language, theme and date format are set in Settings, General; the language saved there is the one used for emails. The language toggle in the app's sidebar also saves it there. The toggle on this documentation and on the home page changes the language of the site and of the app in your browser, without saving it to your account. Notifications and the legal notice at the bottom of the app follow the language of the interface. The language you sign up in is saved to your account, and signing in on a browser where no language was chosen opens the app in your saved language.

The theme button in the app header, or in the account menu on mobile, switches between light and dark in one click, including from System mode. It also saves your choice to your account. On a browser with no theme choice yet, the app uses your saved preference. A theme already chosen on that browser stays in place.

Effective ceilings

The ceilings that actually apply are the lower of your plan's ceiling and your own setting. A value you set above the plan's ceiling reads as the ceiling; the budget readout says so.

Frequently asked questions

How do I change my email address?

In Settings, Account, enter the new address and your current password, then confirm from the new inbox. If you use Google or GitHub without a Patrima password, first follow the password setup procedure.

Do the Portfolio preferences change my numbers?

Grouping and hiding small positions changes their display without removing them from portfolio calculations. Yield and lending CSV exports do use the filtered list. See export coverage.

Where are the alert thresholds?

Health factor and drawdown thresholds are in Settings, Risk thresholds; allocation drift, yield drop and yield target thresholds are in Settings, Notifications, next to the channels and the alert types.